Own your own home with KwiQ Bonds
Hundreds of South African homeowners trust KwiQ Bonds to make their dream of owning a home a reality. We are renowned experts in home loans.
At KwiQ Bonds, we partner with top banks in the industry to make your dream of getting a home loan a reality.
KwiQ Bonds: Unlocking Your Bond Approval with Ease. Trust us, KwiQ Bonds, to secure your bond more effectively than your bank.
KwiQ Bonds, your trusted experts in home loans, excel in securing bond approvals, establishing us as the industry’s leading authority.
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We’ll assist you in completing a single application form that can be used across various banks.
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We’ll submit applications to multiple banks, including yours, using just one form.
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You’ll receive several quotes to compare and choose from.
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We’ll negotiate rates and terms on your behalf as needed.
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If necessary, we’ll aid in securing a zero deposit bond for you.
Have any questions?
Welcome to KwiQ Bonds, where we have compiled the answers to our frequently asked questions. For personalized assistance, feel free to reach out to our knowledgeable team directly. We are here to help!
Is it possible to obtain a home loan without making a deposit?
Certainly, major banks provide 100% loans, as long as specific eligibility requirements are satisfied.
I’ve received pre-approval; does this mean the bank will definitely guarantee the funds?
Although it’s not a complete assurance, about 85% of home loan applications with a pre-approval certificate are typically approved.
What are the benefits of obtaining pre-approval?
Getting a pre-approval certificate helps establish your credit rating and provides an accurate estimate of the amount you can afford.
What is involved in a credit check?
A comprehensive examination of your credit history, which includes assessing your credit score based on how regularly you make payments on your retail accounts.